Signing a car finance agreement

Finance

Own it on your terms.

HP, PCP and lease packages from a panel of UK-regulated lenders.

Hire Purchase

Fixed monthly payments and you own the car at the end. Simple, predictable, popular.

PCP

Lower monthlies with a final balloon payment. Change car, hand it back, or buy outright.

Lease

All-inclusive monthly cost. Perfect if you like a new car every few years without the hassle.

Illustrative calculator

Estimate your monthly payment.

Indicative only. Final rate depends on your credit profile.

£25,000
£3,000
48 mo

Estimated monthly

£546

Amount financed
£22,000
APR (representative)
8.9%
Total payable
£29,228
Request a formal quote

Bex Motors is a credit broker, not a lender. Finance subject to status.

What you get

Straightforward finance, no surprises.

  • Soft-search decision in principle — no credit-file footprint
  • Panel of FCA-regulated lenders working for you
  • Bad credit, CCJs and self-employed considered
  • Settle early with no hidden penalties
  • GAP and warranty products available at cost
  • Full pre-contract disclosure before you sign